Sunday, January 12, 2025
Trust or isolation?
Tuesday, March 12, 2024
Exchanging energy via currency?
We are given currency (portable, transferable, stored labor/energy) in exchange for that labor, which we can then use to acquire goods and services others labor to produce; goods and services we provide or produce that others need or want but do not have the time, skills, or interest to directly produce or labor for.
As a society, we can more easily benefit mutually from the skills, talent, and labor (and production) of an almost unlimited number of others without having to barter by using a universally accepted ¹medium of exchange - of portable and transferable energy (i.e.currency) -
For example, if I am a dentist and you do landscaping, I can provide dental work for you in exchange for landscaping. This works fine but only if I need landscaping and you need dental work, i.e. barter is limited to the specific things we EACH offer or need at the time that we need it.
A currency, however, is a universally accepted media of transferring your and my labor/energy. This means everybody will accept it as payment for their labor/energy and also offer it to others for the goods or services their labor/energy produces. So the use of currency is not limited to any one particular service - such as dental work - or product needed, but is unlimited in how it can be transferred and used.
When we give currency to another, we give transportable/transferable energy/labor through a media of exchange or currency the other party agrees to accept from us. This is a mutually beneficial transaction and relationship, i.e. what some call a "win-win" scenario.
Currency is simply a universally accepted, portable, and easily transferable media of exchanging our energy/labor (and the fruits of it) with each other whenever and wherever we need to.
What about profit? Is it good or bad?
Legitimate profit is merely surplus energy created through innovation, efficiency, and hard work.
The basic engine that drives commerce is supply and demand. The laborer/innovator supplies what others need, want, or demand.
To provide goods and services that are needed or wanted is not taking advantage of people but actually serving them. It is treating them with value/care. In short, productivity does not necessarily involve greed. It can be driven by a desire to serve others - to treat them as we wish to be treated; to love our neighbors as ourselves. In so doing, we are carrying out the 2nd greatest commandment in the Bible.
When profit is generated through deception or abuse of resources, this is not a natural or inherent part of profit-making but the abuse of it. There is nothing inherently wrong with profit or making it (i.e. efficiently, diligently, and creativity meeting the wants/needs of consumers better than other competitors/ providers) but only the abuse of it.
Often, legitimate profit-making and abuse of it are mixed together as if they are one and the same. They are not. To shut down profit-making because it is abused is not the solution to the actual abuse. It would be equivalent to docking a sailboat, which is more efficient than using a row boat because the sailboat captain is always drunk and constantly wrecking the ship, causing harm or damage to others. The sailboat is not the problem, the captain steering the boat is.
Any economic system or endeavor can be (and often is) corrupted and abused simply because humanity is broken, i.e. the problem is not necessarily the means of doing commerce. We must separate and distinguish the mechanism from the abuse of it.
Some systems are more conducive to abuse than others. Systems that have centralized power (such as ²socialism and communism) tend to be abused most because of the selfish inclination of humanity. As the saying goes, power corrupts and absolute power corrupts absolutely.
Large profits are not necessarily the result of this corruption but may simply be the fruit of greater energy, efficiency, and innovation (creativity) than others i.e. not necessarily or automatically the fruit of exploiting the consumer.
When you can devalue the currency by creating additional currency out of thin air, you are in effect unknowingly (to the users of the currency) taking (stealing) people's energy to pad your own pocket by diluting the value of the currency others labored for e.g. to double the money supply is the equivalent of doubling the number of hours of labor required to generate the same earnings. Without an honest currency/money system, you have legalized theft.
And as long as there are those allowed to steal from you without your knowledge and go unchecked, they will continue to do so by whatever means possible (through deception or keeping others in the dark, thereby controlling the narrative via information outlets on how money works) in order to maintain power and control over others, i.e. over our labor/energy/time etc.
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¹One of the oldest and most common media of exchange has been gold and silver. Originally in America, we used gold and silver coins (A "dollar" was an ounce of silver. A quarter was a quarter ounce and a dime was 1/10 an ounce). The paper dollar was backed by gold or silver and could be turned in for the amount of gold or silver the "bill" designated i.e. 5 "dollar bill" or 10 dollars or a 100 etc. Eventually, we went to paper certificates of deposit that were backed by silver. Now it is merely currency by fiat (law) and backed by nothing (in fact our present currency is debt based). We use it because it is required by law i.e. it is legal tender, also known as fiat (money by degree or law).
A currency can be any universally recognized media. Because of the devaluation of the paper dollar through excess spending and printing more to cover the nation's increasing debt, more are turning to privately created digital currency known as cryptocurrency. ³True cryptocurrency has a limited number of coins created, resulting in them increasing in value against fiat currency through supply and demand, as their use becomes more widely accepted. A set number of coins does not allow them to be devalued (diluted) by constantly creating additional new coins (like we do now with paper money and every other "developed" country using fiat currency).
²those who promote such systems pretend benevolence (and maybe even naively believe it's more fair) when in fact they seek power and control (whether consciously or not… they argue someone has to run the show to prevent fraud. Ironic when you consider the whole current fiat money system is legalized theft).
For a further discussion on the difference between socialism and capitalism, click here.
For further discussion on the difference between a legitimate and illegitimate endeavor or business click here.
If interested in acquiring precious medals at 12 to 17% below standard dealers' cost click here.
Sunday, December 25, 2022
Does cryptocurrency have value?
Yet some are trying to tamp down the "hysteria" saying cryptocurrencies are smoke and mirrors and they have no intrinsic value i.e. it's just another "tulip mania" craze (a common example and analogy used).
So which is it? A great opportunity, a hedge against inflation, an alternative to a fake money system, a hyped-up scam, or maybe even a CIA/bankster honey pot?
The argument is often made that since Bitcoin (or other cryptocurrencies) hold no physical assets, they also have no intrinsic value. This assumes only tangible assets have value.
Intellectual property would be a classic example. Why do folks pay consultants? Because they offer information (knowledge) that can help them do business more effectively, efficiently, and easily, thereby enabling their business to become more profitable with the same effort. Is this not valuable? Apparently, some think so since business consultants make a very good living. As the saying goes in business, time is money. Consultants can run upwards of hundreds and in some cases even thousands of dollars an hour e.g. Tony Robbins. Why? They bring value to you or your business, yet no "tangible asset" is involved. Or maybe we should consider the consultant, with their knowledge and expertise, the tangle asset.
A computer app such as Microsoft's Word is nothing more than digital information programmed in such a way that it enables you to write and edit whatever you need to electronically. No more need for Whiteout or endless crumpled papers in the waste basket. This saves time as well as cost of materials.
So here are some questions to consider regarding this digital technology called cryptocurrency.
If you can reduce your cost of a transaction by cutting out the middleman and go directly to the party you are doing business with i.e. peer to peer (because you no longer need the "middle man" due to the inherent built-in verification of the digital transaction) is that valuable? Banks, brokers, and exchanges are merely middlemen who get a piece of the action i.e. money moving from one party to another, and can take days to do so. If you can move the money directly to the intended party, no middlemen are needed.
Is it valuable to be able to do a transaction almost instantly with anyone in the world who accepts cryptocurrency? Especially for the one receiving the funds.
People want privacy, security, protection, ease of use, and the most cost-effective and quickest way of doing transactions. These are all very valuable to all of us. What best provides these things will have the greatest value. True cryptocurrency (not CBDC) does all of these and more.
If you probe a bit you will find those who scream the loudest about the lack of value of cryptocurrency are those who stand to lose the most, not unlike those who criticized the combustible engine (such as horse-pulled buggy makers) or the internet (the news business and phone companies). No one has newspapers delivered anymore. Magazines are also going by the wayside. Who uses landlines anymore? You can talk to anyone anywhere in the world for a reasonable monthly fee (or a free connection at a Starbucks or the like) through an internet connection.
Who would be the ones who have the most to lose with cryptocurrencies? Banks, Brokers, Wall Street, and any middleman whose livelihood is tied to traditional financial services. But the biggest losers may be the Central Bank (the Federal Reserve system in the US) and the governments that depend on the collection of revenues through the traditional money system. I don't give tax advice. However, any system that could possibly allow people to bypass taxes poses a real threat to the system and the powers that be. Using government-controlled transactions via fiat currency feeds the beast of the central banking system. If you've ever tried to take food from a hungry dog with a huge appetite (and lots of puppies to feed) you'll get the idea.
The fact that cryptocurrencies are still relatively new (only around 4% are involved with or use crypto in some way as of this article. However, with a 500% + increase in usage in 2022 (and 27% on average) it is clear that more and more people are finding cryptocurrency has real value, especially on the most remote areas without any banking available at all.
Sunday, March 6, 2022
God made the nations?
And he made from one man every nation of mankind to live on all the face of the earth, having determined allotted periods and the boundaries of their dwelling place, (why?) that they should seek God, and perhaps feel their way toward him and find him."- Acts 17:24-26 ESV
Due to man's rebellion towards God, man seeks to unite in that rebellion whenever possible. This was the problem at the tower of Babel. Man determined to combine his resources in order to "climb to the heights of heaven" i.e. to achieve heaven on earth and bring in the kingdom of heaven (bliss) to earth without God-Christ, the rightful King. (This is the current goal of one world government - driven by corporations and those who back and control them. They seek to capture and control the economic resources of mankind, often in order to fleece them - Though some genuinely seek to serve their fellow men and women).
Man's greatest need is to be reunited with his Creator, not uniting together in their rebellion against Him. Some seek a one world government in order to acquire unlimited power and control over all the resources of creation and other creatures. They have no regard of God's intention for His creatures or creation.
Friday, June 26, 2020
Render unto Caesar
- Peter "volunteering" Christ to pay the temple tax and
- A quote often heard from a minister during a Sunday sermon..."Render unto Caesar what is Caesar's"...
Matt. 17:24 and following says,
24 "After Jesus and his disciples arrived in Capernaum, the collectors of the two-drachma tax came to Peter and asked, "Doesn't your teacher pay the temple tax?" 25 "Yes, he does," he replied. When Peter came into the house Jesus was the first to speak. (The idea of “first to speak” in the original suggests Christ spoke before Peter could raise the matter. Other translations and particularly "The Message" give a good sense of the original and render it,” But as soon as they were in the house, Jesus confronted him...") "What do you think, Simon?" he asked. "From whom do the kings of the earth collect duty and taxes--from their own sons or from others?" 26 "From others," Peter answered. "Then the sons are exempt," Jesus said to him. 27 "But so that we may not offend them, go to the lake and throw out your line. Take the first fish you catch; open its mouth and you will find a four-drachma coin. Take it and give it to them for my tax and yours." (NIV)
- The temple tax
There are several things to note in the above passage.
1. Christ's quick querying of Peter was a mild rebuke to Peter for speaking before thinking. (A common characteristic of Peter).
2. Christ used this as an opportunity to instruct Peter.
3. Kings do not collect taxes from their own but others and therefore the sons are exempt. Most Christians simply read right over this focusing on a text and ignoring the context. What Christ is saying is both Christ and Peter, who were "sons" of Israel, are not obligated to pay but are exempt from this tax. But if they were exempt this raises the question, why did Christ instruct Peter to still pay it. We will address that shortly. (It just so happens the son's being exempt is also the case in our system when you study what our tax law REALLY says. You may not be aware of this if you have not taken the time to study what the tax law actually says. It is the foreigner, the non-resident alien, the "other" who are required to file and not the sons (sons being the offspring of the country if you will, i.e. its citizens. It makes one wonder how aware the founders were of this passage when writing the Constitution. You could make the argument that they patterned our tax system after these instructions from Jesus to Peter)
4. Christ did not use his or Peters own money or even money from the disciples "treasury" to pay this tax but Peter got it out of the mouth of a fish. (As a humorous aside could we say that it takes nothing short of a miracle to pay taxes? Just a thought.) Why didn’t Christ simply instruct Peter to pay with their own money or the disciples "treasury" fund? In addition, why didn't Christ have Peter pay for the rest of the disciples and not just for Himself and Peter? This is a clear indication it wasn't required of any of them but since Peter volunteered that Christ paid it, Christ instructed him to put money were his mouth had gone, when he didn't need to.
It is also worth noting Christ instructed Peter to "fix" the problem he created through that which he was most familiar with, fishing.
How Christ handled this whole event, as well as his querying Peter and then accepting his reply, all indicate that paying the tax in this instance was not a requirement. Christ's reason for instructing Peter to pay the tax appears to be for other reasons listed above.
First, Christ used Peter's presumption and error in judgment as an opportunity to teach Peter an important lesson. As he often did, Peter spoke without thinking, creating a problem. Since Peter created this problem Peter needed to resolve it as well, therefore Christ's unusual instructions for Peter to find a fish and get the money out of its mouth and pay the tax he voluntarily agree (without checking with Christ first) that Christ paid.
Secondly, since Peter had already committed the Lord to pay this tax by saying, "yes he pays it…" obligating both himself and Peter, Christ had Peter pay it to avoid offending someone for the sack of the gospel. (Have you ever had someone volunteer you for something without getting your permission?)
I think it's fair to say if Peter had said, "you will have to ask my Lord", rather than speaking for Christ, Christ would have responded to the inquirers the same way he did Peter by asking them, "From who do the kings of the earth collect...taxes...?" If their response was correct, as was Peter's, their own reply would have acknowledged the tax wasn't required (the sons are exempt) and therefore neither Christ nor Peter would have needed to pay the tax. But for the reasons mentioned, Christ did instruct Peter to pay it, but not because it was required to be paid.
On a separate but related matter, it is worth noting in Luke 19:2-10 that Zacchaeus the tax collector was hated by all and referred to as a sinner. Christ's response was that he had come to save those who were lost, i.e. sinners. This suggests that Zacchaeus was a better than average example. Instead of refuting the crowds' view of Zacchaeus as a sinner, he confirmed it by his reply.
There is not anything necessarily or inherently wrong with taxes or those who collect them, but it is interesting that even in Christ's day the tax system seemed to be a receptacle for the despised and unethical. Do we see any indication this may also be the case today? Zacchaeus was said to be a wealthy man yet his sole source of earnings - supposedly - was the collecting of taxes. He later acknowledged, by his willingness to pay back to those he had collected from, that he had illegally stolen from others by extracting from them more than they owed and using tax collection as a guise. Is there a pattern here we can learn from?
Render unto Caesar what is Caesar's…
Those who advocate that any and all taxes should be paid without question, appear to consistently rely upon the superficial translation of the following passage rather than the context in which this story is set. The key to properly interpreting this statement "render unto Caesar what is Caesar's" is to understand the context which clearly shows that Jesus was responding to a trap being set for him. How he avoided this trap is actually the focus of this passage, not taxes.
Mark 12: 13-16
13Later they sent some of the Pharisees and Herodians to Jesus to catch him in his words. 14They came to him and said, "Teacher, we know you are a man of integrity. You aren't swayed by men, because you pay no attention to who they are; but you teach the way of God in accordance with the truth (when your antagonists seek to flatter you, beware). Is it right to pay taxes to Caesar or not? 15Should we pay or shouldn't we?" 16But Jesus knew their hypocrisy. (i.e. their question wasn't sincere and the real reason thy were raising it) "Why are you trying to trap me?" he asked. "Bring me a denarius and let me look at it." They brought the coin, and he asked them, "Whose portrait is this? And whose inscription?" "Caesar's," they replied. 17Then Jesus said to them, "Give to Caesar what is Caesar's and to God what is God's." And they were amazed at him.
To be a trap, the intent was that any answer would result in the desired outcome by the trappers. If Christ’s answer was to not pay Caesar the tax (As probably anticipated by the questioners. It is very possible that Jesus was suspected of leading a group of tax rebels who would have disapproved of their leader paying taxes to Rome), Jesus would have convicted himself of a capital crime under Roman law and the questioners would now have an excuse to bring him before Pilot for sentencing. To protest the tax in that day was punishable by crucifixion. The fact that Caiaphas raised this issue later before Pilot to persuade him to crucify Christ supports this. (Lk 23:2 "We have found this man subverting our nation. He opposes payment of taxes to Caesar and claims to be Christ, a king.”)
If, on the other hand, Christ had said it was right to pay Caesar, they would likely have tried to accuse him of being unfaithful to God and therefore not truly the Son of God as he claimed but an impostor, worthy of death.
The Pharisees thought they had set a clever, inescapable trap for Christ. No matter how he answered, they "had" him, or so they thought.
However, the response by Jesus amazed them. Christ saw through their guise i.e. 16… Jesus knew their hypocrisy… and did not give them either response they were hoping for but completely eluded their question and therefore their trap. Christ, instead turned the table and simply put the problem back on them. "Whose portrait is this...?" Christ asked. In essence, he was saying to them, you figure out what belongs to whom and if a tax is due, pay it to the appropriate party.
His answer was not at all an admission of a requirement much less a command to pay taxes to the government of his day - as some often suggest when quoting this particular phrase. To just take the isolated statement, "Give to Caesar what is Caesar's and to God what is God's" without looking at the context is to miss entirely why he made that statement, to begin with. He wasn’t giving a command, He was giving them an answer to their question in a way that avoided the trap they were trying to set.
Because we all tend to approach a passage with preset ideas, we have to always be on guard not to read into the passages what we have predetermined (or wrongfully told) but instead prayerfully seek to see what any given passage is actually saying. Our goal should be extracting from passage within the context as well as the text the meaning, not read a predetermined interpretation into it. As my Hermeneutics professor was fond of telling us, "a text without a context is a pretext."
Tied to this is that we are all prone to interpret the bible according to our fears and emotions. By that I mean if we are afraid of the responsibility a passage places on us (such as taking responsibility for our choices) we will interpret a passage in such a way as to avoid facing those responsibilities or subsequent fears. Instead of changing our thinking, we “change scripture” to fit what is comfortable. Interpretation of certain passages often has far more to do with our emotions than our correct understanding of a passage, i.e. our fears and emotions often color our view/understanding of things, including God's very words.
In addition, there is still the matter of WHO is Caesar and WHAT belongs to "him?" As Christians, we are not opposed to Government (when it operates according to God's word) or the necessity of raising revenue under the specific conditions clearly spelled out in the Constitution. Local authorities do maintain "law and order" by preventing evildoers from wreaking havoc on their fellow citizens (though things have often gone upside down of late when addressing the police). However, we are opposed to those in Government violating the law and raising revenues outside of what the law allows. When they do, this is theft, not unlike what Zacchaeus committed. When this occurs we are not obligated to participate in such thievery but in fact, as stewards, we are entrusted to manage the resources God gives us and to resist attempts at interfering with that responsibility. As Jefferson once said, resistance to tyrants is obedience to God. Though Jefferson was just a man, and possibly not even a Christian, I trust you agree his wisdom was sound and scripturally based.
Wednesday, May 13, 2020
The "last days" - two world views
I am posting this article separately for those who may not be interested in the weakness of the biblical claims behind the "last days" or "end times" teaching. I cover these claims in parts 1-3, particularly part 3 at the above link. If you wish to look at the rest of the paper after reading the below, click here or the link above. I have also put the link to the entire paper at the end.
So there is no confusion, I am not suggesting that we change our understanding of scripture to be more effective in the world today. What I am saying is by aligning our worldview with scripture we will be more effective.
If you wish to discuss any of the points addressed in this article or have questions, please message me at
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*When referring to two systems I have Dispensationalism specifically in mind and not the broader category of Futurists. I do so because that was the camp I was in for years and am most familiar with. I have also been told by non-dispensational futurists that their view of the world is more optimistic than how I characterize Dispensationalists in this section. If so that is good. I never had an extended conversation with any while still in the Dispensational camp.





